FAQsFrequently Asked Questions
Where did the name 'Trailguide Financial' come from?
I view personal finance as a series of trails we can take – sometimes it looks like a web, and frequently there’s no sign pointing the way for us! Or there are a hundred different signs all saying different things! My vision for this firm is to be your financial guide pointing the way and cutting out all the ‘noise’ so you can focus on the things you love most.
What do you mean by 'financial planning'?
At Trailguide, we tackle areas like investing, cash flow planning and budgeting, financial coaching, tax planning, estate planning, risk management, education planning, employee benefit optimization, and more – all within the context of your specific values and goals. Our financial planning process goes far beyond investment management and instead focuses on helping you get more out of life – using your money as a tool to increase your freedom and achieve the things which are most important to you.
We provide guidance, clarity, focus, accountability, and help you enjoy your money and the process of pursuing, achieving, and sustaining financial independence.
Do you manage investments?
We believe there is substantial evidence pointing to the value of utilzing an adviser who brings a disciplined approach to investment management. We will work with you to develop and implement an evidence-based investment strategy designed to meet your goals.
How is Trailguide compensated?
We believe one of the largest problems in the financial services industry is conflicts of interest and lack of transparency when it comes to fee structure. When advisers accept commissions from financial companies for selling their products, it lends itself to this question from clients – “Is my adviser recommending this because its best for me or because its most lucrative for them?” Certainly, there are pros and cons to every fee structure, but Trailguide believes its clients should never have to wonder about this! Which is why we do not accept commissions for recommending certain products to clients – in fact, one of the main reasons we are an independent firm is so that we are not beholden to any family of funds, insurance company, or other financial product provider. We work for our clients, not for companies who sell financial products.
Client fees will be spelled out in plain english prior to beginning to work together.
Are you able to work with me remotely?
How do you work with clients locally?
However, it is also nice to meet face to face sometimes! To that end, we can meet in a convenient location in Bend, Sisters, Redmond, Prineville, or Madras. We are also often in the Eugene area.
What are your hours? Can you meet in the evening or weekend?
Clients should not have to take time off work and drive across town every time they meet with their financial planner! That is why we offer video conferencing as our standard meeting method and may also meet with clients on certain evenings and weekends.
Do I need to have a certain amount of money to work with Trailguide?
One of the driving reasons for starting Trailguide was to offer an affordable way for young adults (people in their 20s, 30s, and 40s) to have access to a qualified financial planner, in addition to serving the needs of those in or nearing retirement.
Whether you are just out of college and want to start off on the right path, solidly into your career and looking at retirement planning, or already retired – we’d like to chat with you!
Want to learn more?
We’d love to chat with you!